Medical Hub brings together premium patient experience, modern medical environments, and long-term asset ownership into one integrated platform built for the future of care.

A Market Opportunity Decades in the Making

Invest in the Platform Behind the Future of Healthcare Ownership

For decades, medical centres have remained largely unchanged — functional spaces where doctors operate, but without ownership, without alignment, and without long-term asset creation.

Doctors rent. Patients move between multiple locations. The value created inside medical buildings flows to outside landlords.

At the same time, commercial real estate is slowing down. Interest rates have risen. Development finance is tight. Construction costs are up. And medical professionals — despite earning strong incomes — have very limited opportunities to buy into a hub or own their own practice premises.

Medical Hub changes that.

No ownership
High costs
Outdated environments
Limited upside
Fragmented care

Higher costs, lower returns

Wealth creation
Elevated workplace
Patient journey
Platform ownership
Integrated ecosystem
Practice value

Ownership, growth, legacy

1

HOW HUB CO GETS ITS VALUE

How the Medical Hub Company Creates Value

The Medical Hub holding company sits above every hub and earns value as the network grows.

1

The Hubs

Doctors operate from each Medical Hub and pay rent for their space.

2

The Platform

Hub Co manages the network, owns the brand, and controls the operating model.

How Hub Co Earns

Monthly Income

Hub Co receives 5% of gross rental income from every hub, every month.

Transaction Income

When doctors buy or sell their bricks, Hub Co earns 10% of the transfer value.

Equity Growth

Hub Co receives 10–20% equity in bricks value at no cost, participating in long-term asset growth.

The Result

As more hubs are developed, Hub Co benefits from more rent, more transactions, more equity value, and a growing healthcare platform.

8

THE TRUST STRUCTURE & FAQ

Each hub is owned by a separate unit trust. This is the same structure used by listed property trusts and unlisted property syndicates across Australia. It is well-understood by property lawyers and accountants and is eligible for investment through an SMSF — which is important for many doctors.

  • Each brick = one unit in the Hub Property Trust
  • The trust holds fee simple title to the land and building
  • The corporate trustee's name appears on the title — not the individual doctors' names
  • Income is distributed quarterly to unit holders proportional to their holding
  • Units are independently valued by a certified property valuer every two years
  • Units can only be transferred to approved medical professionals — protecting the character of the hub

This is the most commercially important document in the structure. It gives Medical Hub (Manager) Pty Ltd the exclusive, permanent right to manage every hub.

  • Term: 20 years from first occupancy, with automatic 20-year renewal
  • Exclusive right: no other manager may be appointed
  • 5% management fee of gross rent monthly
  • 10% resale commission on every brick transfer
  • Hub Co's 20% equity formally confirmed and protected
  • Termination for cause only — with 5-year fee compensation if terminated early without cause
  • Supports the 10× EBITDA platform valuation multiple

Doctors are both tenants and owners simultaneously. As tenants they pay market rent to the trust. As unit holders they receive that rent back as distributions proportional to their holding.

  • Landlord: Hub Property Trust
  • Term: 5 + 5 + 5 years (15 years total)
  • Year 1 rent: $1,031–$1,035 per sqm NLA
  • Annual review: CPI-linked
  • Market review at each option exercise
  • Sinking fund: $50 per sqm per year for capital works
Can I buy bricks through my SMS

Unit trust interests in a property trust holding business real property are eligible for SMSF investment, subject to the fund’s investment strategy and ATO guidelines. The hub tenancy must be leased to the SMSF member’s business at market rent — which it is.The accountant’s SMSF compliance memo (included in the IM) confirms this structure. Each doctor should obtain their own advice from their SMSF auditor and financial advisor before committing.

When you retire, you sell your bricks at the independently valued market price — valued by a certified property valuer every two years. Hub Co has first right of refusal. If Hub Co does not exercise that right, you find a successor practitioner of the same specialty. Hub Co earns 10% of the transfer price. You keep 90%. At 4% annual growth, a brick purchased at $412K is worth approximately $500K at Year 5 and $609K at Year 10 — a capital gain of $197K over 10 years, on top of rental distributions received throughout.

Your deposit is held in the solicitor’s trust account — not in Hub Co’s operating account — and is fully refundable if the 65% Green Light threshold is not reached by Month 18.</p><p>All deposits are returned within 14 days with no deductions. The Commitment Deed explicitly states this condition. Your money is not at risk during the commitment phase.

This is not a conflict — it is the model. As a unit holder you receive quarterly distributions from the trust’s net rental income proportional to your holding. As a tenant you pay market rent to that same trust.</p><p>The rent you pay goes into a trust you partly own, builds an appreciating asset, and comes back to you as distribution income and capital gain on your units. Compare this to renting from an external landlord where every rent dollar disappears permanentl

Rent: $1,031–$1,035 per sqm NLA in Year 1, reviewed annually by CPI. Outgoings: your proportional share of council rates, building insurance and maintenance. Sinking fund: $50 per sqm per year for capital works reserve.These are the same costs you would pay to any external landlord — except here you are also an owner benefiting from the asset’s appreciation. Hub Co’s 5% management fee is paid by the trust, not by you direc

Units may only be transferred to approved medical professionals or healthcare operators as specified in the trust deed. This restriction protects the character and tenant quality of the hub — the very reason it is valuable. You cannot sell to a property investor who would sublease to any tenant. This restriction protects every doctor’s investment, not just yours.

Your lease is between your trading entity (the company or trust through which you practise) and the Hub Property Trust. The lease runs for 5+5+5 years at market rent. The Hub Property Trust — which you partly own as a unit holder — is the landlord.</p><p>The rent you pay as a tenant flows into the trust as income. That income is then distributed back to all unit holders quarterly. Your distribution is proportional to the number of bricks you hold — so a portion of your own rent effectively comes back to you each quarter.

9

INTERACTIVE SIMULATORS

Use these simulators to model different scenarios. All calculations update instantly as you move the sliders. These are indicative projections only — engage your own accountant and financial advisor before making any investment decision.

Hub Manager Value Simulator

Adjust the sliders to model how Medical Hub (Manager)'s value changes with the number of hubs open, their age, build costs and operating assumptions. The value is almost entirely the 20% equity stake — which costs the founders nothing.

Formula:
Equity = hubs × GFA × rate × 1.04age × 20%
Fees = hubs × hub cost × 5% × 1.04age × 5%
EBITDA = fees − ops  |  Platform = EBITDA × 10
Hub Co Total = Equity + Platform

Hub Co Value Breakdown

Building value (all hubs, today)
Hub Co 20% equity portfolio
Annual gross rent
Annual management fees (5%)
Annual operating costs
Annual EBITDA
Platform value (EBITDA × 10)
HUB CO TOTAL VALUE
Each founder's 50% worth
Adjust sliders to see the impact on Hub Co value.

Based on Minimum Hub: GFA 3,400 sqm · NLA 2,720 sqm. 5% yield on cost derives rent. All hubs assumed same age for simplicity. 11,500,000 total shares.

Doctor Brick Investment Simulator

Model the full return from buying bricks — capital growth, rental distributions and exit proceeds.

Total Return

Invested
Exit value
Gain
TOTAL

10

THE ASK — NEXT STEPS

Dr. Shiner’s total commitment for Phase 1 is $75,000, invested as $12,500 per month over 6 months. This is a shareholder loan — not equity given away. It sits on the company books as a confidence signal and is repaid when Hub 1 is operational.

Alan’s fee of $10,000 per month begins at Month 7, funded from the Phase 2 external raise. Neither founder contributes construction capital at any stage.

Five steps to begin:

  1. Review and agree this proposal — both founders sign off on the structure and terms
  2. Engage solicitor and accountant — shareholder agreement, founder trusts, loan documentation
  3. Execute shareholder agreement — Alan 50%, Dr. Shiner 50%, vesting schedule documented
  4. Alan commences full-time — financial model, IM first draft, architect brief, site research begins
  5. First Hub 1 site shortlisted within 60 days of incorporation
Personalised advice. Local expertise. Real results.

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